Overdraft Protection Loan / Scholar Overdraft Protection Loan
Ideal for whenever your Checking Account is operating “just a little brief.” If you haven’t sufficient cash in your bank checking account to pay for the checks you have written, we will immediately transfer cash from your Overdraft Protection Loan to your bank checking account.
- Loan amounts from $100 to $5,000
- As much as $1,000 for Student Overdraft Protection Loan (ages 18-24)
- Access the amount of money at any EECU ATM, private phone Access, on the web Banking, or by calling us
- No cost per transfer
- Competitive rate of interest
- Scholar Overdraft Protection Loan prices according to GPA
Tech Loan / MyCash Technology Loan
Checking up on the technology that is latest could possibly get high priced. It is a thing that is good provides such a good price on technology purchases! Finance computer systems, pills, printers, mobile phones, house theaters and much more.
- Borrow from $500 to $7,500
- As much as $1,000 for MyCash Technology Loan (ages 18-24)
- Low interest
- As little as 3% APR for MyCash Technology Loan (ages 18-24)
- 100% funding
- Discounts on choose Dell computer acquisitions
E-Z Loan
Whilst the title suggests, this loan allows you you need for virtually any reason on you to borrow the cash!
Budget Balancer Loan
Also called a bill consolidation loan, we are going to help you to get your allowance in stability by consolidating your bills into one loan.
- Borrow from $100 to $30,000
- Combine payments
- Competitive interest
Signature Line of Credit
This type of credit works like credit cards, except you should not carry or make use of plastic card.
- Access immediately to your cash
- Competitive rate of interest
- just Take an advance as much as your authorized borrowing limit whenever you really need it
- Access the amount of money at any EECU ATM, private phone Access, on line Banking, or by calling us
Share-Secured Loan
This loan is ideal for those who like to establish credit. Since the loan is guaranteed by the share deposits it requires little if any qualifications that are additional.
Personal Loan Rates
Signature Loans
Annual Percentage Rate
Rates effective April 1, 2020
Loan Type | Max Term | APR As minimal As | believed payment per month based on ‘As low As’ speed |
---|---|---|---|
Budget Balancer $100 – $30,000 | 12.50per cent | predicated on stability | |
Educator Credential Loan $2,500-$15,000 | 60 months | 6.50% | predicated on stability |
ECOlogical Loan $100 – $40,000 | 84 months | 6.50% | $14.85 per $1,000 |
ECOlogical Loan $15,001 – $40,000 | 120 months | 6.50% | $11.35 per $1,000 |
ECOlogical Loan $25,001 – $40,000 | 180 months | 6.50% | $8.71 per $1,000 |
EZ Loan $0 – $5,000 | 12 months | 9.50% | $87.68 per $1,000 |
EZ Loan $2,501 – $5,000 | 24 months | 10.50% | $46.38 per $1,000 |
Overdraft Protection $100 – $5,000 | 10.00percent | predicated on balance | |
Signature Line of Credit $100 – $30,000 | 12.00per cent | predicated on balance | |
Technology Loan $500 to $7,500 | 60 months | 6.00% | centered on stability |
“From” price on Budget Balancer, E-Z Loan, Educator Credential Loan, and ECOlogical Loan includes a .50% discount for automated re re payment from EECU bank account.
MyCash Personal Loan Prices
For pupil people ages 18-24
Loan Type | APR |
---|---|
Student Overdraft Protection Loan up to $1,000 | |
GPA less than 2.49 | 15.00% |
GPA 2.50 – 2.99 | 14.00% |
GPA 3.00 – 3.49 | 12.00% |
GPA 3.50 or higher | 10.00% |
MyCash tech Loan $500 to $1,000 | 3.00percent |
Scholar Overdraft Protection Loan price shown depend on pupil GPA. Maximum loan amount $1,000. Must definitely provide proof GPA; needs to be enrolled for no less than six devices. pupil Overdraft Protection Loan pertains to people many years 18-24. These prices aren’t designed for refinancing current EECU loans.
MyCash tech Loan price shown includes a 1.00% discount for needed payment that is automatic. Minimal loan amount $500; optimum loan amount $1,000. MyCash tech Loan pertains to people ages 18-24. These prices aren’t readily available for refinancing current loans that are EECU.
Share/Certificate Secured Loan Rates
Apr
Rates effective April 1, 2020